Documents
Order an HOA Estoppel Letter Online
The association's binding statement of what is owed on a property. Ordered online, delivered with a good-through date you can close on.
What is a estoppel letter?
An estoppel letter (or estoppel certificate) states exactly what a property owes the association as of a given date: dues, special assessments, transfer fees, and any other charges. Once issued, the association is bound by it, which is why closings rely on it.
In states like Florida the estoppel is the central closing document for association charges, with statutory deadlines and fee caps for issuing it.
What's included
- Current balance and regular assessment amounts
- Special assessments and payment schedules
- Transfer, capital, and processing fees due at sale
- Open violations noted on the account
- A good-through date the figures are valid until
Who orders it
Title and escrow companies
to pay off the account accurately at closing
Real estate attorneys
to bind the association to a payoff figure
Sellers
when the closing agent asks them to obtain it
Common questions
Estoppel letter vs resale certificate?
The estoppel covers money owed on one account. A resale certificate is broader: community finances, rules, litigation, and disclosures. Some states require one, some the other, some both.
How long is it valid?
Through the good-through date printed on it, commonly 30 days. If closing slips past it, a reissue or update is ordered.
Can I rush it?
Yes, where the community offers rush fulfillment. Statutory deadlines still apply either way.
Need a estoppel letter now?
Order online in minutes. Manage an association? Havn fulfills these for you, free to join.