Ohio
Ohio HOA and Condo Resale Certificate: Fees, Deadlines, and How to Order
No Ohio statute requires a resale certificate, but title companies and lenders still ask for one before closing. Associations furnish it under their governing documents.
Free for the resale platform. No contract to sign.
Ohio Resale Certificate
Example Lakes Condominium Association
Regular assessment
$325.00 monthly
Reserve balance
$96,000.00
Master insurance
Certificate on file
Right of first refusal
No
Ohio at a glance
- What Ohio calls it
- Resale Certificate
- Fee cap
- No fixed dollar cap
- Delivery deadline
- None set by statute
- Buyer's right to cancel
- No statutory right tied to this document
Also called: HOA resale certificate, condo resale certificate. If you were told to get an Ohio resale certificate, or an OH resale certificate as closing agents write it, for a home in an HOA or a condominium, this is that document. It has nothing to do with the sales tax resale certificate a retailer files with the state.
What each Ohio act sets
Ohio has 2 sets of rules, and which one applies depends on how the community was created. Havn asks once which act governs a community, then applies that act's limits to every order.
ORC 5311
Condominium Property Act. Applies to condominiums.
- Required by statute
- No. Furnished under the governing documents.
- Fee
- No fixed dollar cap
- Deadline
- None set
ORC 5312
Planned Community Law. Applies to HOAs and planned communities.
- Required by statute
- No. Furnished under the governing documents.
- Fee
- No fixed dollar cap
- Deadline
- None set
Ohio HOA laws on resale documents, in plain words
Each entry links to the official text. Read the statute itself before relying on a summary.
ORC 5311 (Condominium Property Act)
Ohio's Condominium Property Act governs condominium properties that an owner has formally submitted to the chapter by recording a declaration, covering unit and common element boundaries, creation and operation of the unit owners association and board of directors, association records, budgets and assessments, and liens for common expenses, along with owner rights and remedies. Developers must give purchasers a detailed disclosure statement before an initial sale of a unit, but the chapter has no separate statutory resale certificate or payoff or estoppel statement requirement for resales between owners, and it sets no fee cap or delivery deadline for documents an association prepares in connection with a resale.
ORC 5312 (Planned Community Law)
Ohio's Planned Community Law governs planned communities, meaning subdivisions and other developments run under a recorded declaration and bylaws and commonly called homeowners associations, applying both to communities formed since the chapter took effect in 2010 and to older communities, with some protection for provisions already in their existing governing documents. It covers formation by declaration and bylaws, the owners association and board of directors, common elements, assessments and liens, owner access to records, and enforcement of covenants and restrictions. The chapter has no dedicated statutory resale certificate, disclosure statement, or payoff or estoppel statement requirement and sets no fee cap or delivery deadline for such documents, beyond letting the association charge reasonable fees for preparing them under its general powers.
The notice Havn prints on every Ohio resale certificate
Every Ohio document Havn prepares carries a notice that tells the reader where the document comes from and what Ohio law says about it. This is the wording, act by act.
ORC 5311Condominiums
No Ohio statute requires this resale certificate or prescribes its contents. It is furnished under the condominium's declaration and bylaws. The unit owners association, acting through its board of directors, may impose reasonable charges for preparing, recording, or copying resale certificates and statements of unpaid assessments (Ohio Revised Code 5311.081(B)(15)). Unit owners may examine and copy the association's books, records, and minutes under Ohio Revised Code 5311.091, subject to the reasonable standards set out in the declaration, bylaws, or rules, and board approval is required for records more than five years old or containing personnel, attorney, confidential contract, or enforcement information. Ohio law does not give the purchaser a statutory right to cancel the purchase based on this certificate, and it does not bar the association from collecting an amount that is owed on the unit but not stated here. The information in this document is current as of its issue date.
ORC 5312HOAs and planned communities
No Ohio statute requires this resale certificate or prescribes its contents. It is furnished under the planned community's declaration and bylaws. The owners association, acting through its board of directors, may impose reasonable charges for preparing, recording, or copying resale certificates and statements of unpaid assessments (Ohio Revised Code 5312.06(D)(12)). Owners may examine and copy the association's books, records, and minutes under Ohio Revised Code 5312.07, subject to the reasonable standards the association sets, and board approval is required for records more than five years old or containing personnel, attorney, confidential contract, or enforcement information. Ohio law does not give the purchaser a statutory right to cancel the purchase based on this certificate, and it does not bar the association from collecting an amount that is owed on the lot but not stated here. The information in this document is current as of its issue date.
Ohio resale certificate: common questions
What is an Ohio resale certificate?
It is the package a Ohio association puts together when a home in the community is sold: what the home owes, plus the association's budget, insurance, and governing documents. No Ohio statute prescribes it, so its contents follow the governing documents and what the closing asks for.
How much does an Ohio resale certificate cost?
Ohio sets no dollar cap and no statute governs the fee, so the governing documents and the management contract decide it.
How long does an Ohio association have to provide a resale certificate?
Ohio sets no statutory deadline. The closing date sets the pace, and a late document delays the closing.
Is a resale certificate required in Ohio?
No Ohio statute requires a resale certificate. Buyers, lenders, and title companies still ask for one, and associations furnish it under their governing documents.
Can a buyer cancel after receiving an Ohio resale certificate?
Ohio law ties no cancellation right to this document. Any right to cancel comes from the purchase contract or from other disclosure laws.
Who pays for the resale certificate in Ohio?
Whoever orders it pays the association's fee, usually the seller or the closing agent on the seller's behalf, and the purchase contract can move the cost to the buyer.
What is included in an Ohio resale certificate?
What the home owes the association, the fees due at closing, the budget and reserves, the insurance the association carries, pending lawsuits, and the governing documents.
How do I get a resale certificate in Ohio?
Ask the association, or its management company if it has one. Many take the request through an online order page and deliver by email. A buyer should ask the seller or the closing agent to order it.
Is this the same as an Ohio sales tax resale certificate?
No. A sales tax resale certificate is a form a retailer gives a supplier so it can buy goods without paying sales tax. It shares a name and nothing else. This page is about the HOA document used when a home is sold.
How Ohio compares with its neighbors
Management companies that work across state lines meet a different rule on each side. Ohio: no fixed dollar cap, none set by statute.
Michigan
Resale Package
No fixed dollar cap
No statutory deadline
Not required by statute
Indiana
Resale Package
No fixed dollar cap
No statutory deadline
Not required by statute
Pennsylvania
Resale Certificate
No fixed dollar cap
10 days
Required by statute
Kentucky
Resale Certificate
No fixed dollar cap
10 days
Required by statute
See all 51 jurisdictions on the map, compare every state in the fee and deadline table, or read about lender questionnaires, estoppel letters, and demand letters.
Your next Ohio resale certificate could write itself.
The resale platform is free for the association. The requester pays for the document. No contract to sign.