Fees and Deadlines
HOA Resale Certificate Fees and Deadlines by State
What an association may charge and how long it has to deliver, in all 50 states and the District of Columbia. Every figure links to the statute.
Check a Deadline and a Fee Cap
Rush
Delivery Deadline
10 business days
10 business days from the request
Fee Cap
$299
The most the association may charge to prepare it
Buyer Can Cancel
None tied to this document
No statutory window after delivery
Also in this act: Up to $179 more on a delinquent account. Payable once the document is prepared, not in advance. Good for 30 days. In Havn, a late document carries no fee.
Deadlines count from the day after the request. Business days skip weekends. Legal holidays are not counted, so a holiday can push the date later.
See the Florida PageHow Much Can an HOA Charge for a Resale Certificate?
13 states set a dollar cap on the fee. The lowest is Wisconsin at $50 and the highest is Arizona at $400.
Idaho allows no fee at all.
36 states and the District of Columbia set a delivery deadline, most often 10 days.
The shortest is Georgia at 5 business days. The longest is 30 days, under one act each in Alabama, Hawaii, and Illinois.
20 states and the District of Columbia give the buyer a window to cancel after receiving the document.
Only seven states price a rush fee. Everywhere else the cap covers rush service or the statute is silent.
Fees and Deadlines in All 51 Jurisdictions
| Statute | ||||||
|---|---|---|---|---|---|---|
| Resale Certificate | No dollar cap | 10 days or 30 days, depending on the governing act | Not set by statute | 5 days | ||
Ala. Code 35‑8A‑409Condominiums | Required by statute | No dollar cap | 10 days | Not set by statute | 5 days | |
Ala. Code 35‑20‑13HOAs and planned communities | Required by statute | No dollar cap | 30 days | Not set by statute | None tied to this document | |
| Resale Certificate | No dollar cap | 10 days | Not set by statute | 5 days | ||
| Resale Disclosure Report | $400 | 10 days | $100 more, within 3 days | None tied to this document | ||
A.R.S. 33‑1260Condominiums | Required by statute | $400 | 10 days | $100 more, within 3 days | None tied to this document | |
| Collected at the close of escrow. | ||||||
A.R.S. 33‑1806HOAs and planned communities | Required by statute | $400 | 10 days | $100 more, within 3 days | None tied to this document | |
| Collected at the close of escrow. | ||||||
| Resale Certificate | No dollar cap | None set by statute | Not set by statute | None tied to this document | ||
| Escrow Disclosure Documents | No dollar cap | 10 days | Not set by statute | None tied to this document | ||
| Status Letter | No dollar cap | 14 days | Not set by statute | None tied to this document | ||
| Resale Certificate | $185 | 10 business days | $10 more, within 3 business days | 5 days | ||
C.G.S. 47‑270Condominiums, HOAs and planned communities, and cooperatives | Required by statute | $185 | 10 business days | $10 more, within 3 business days | 5 days | |
C.G.S. 47‑75aCondominiums | Required by statute | $185 | 10 business days | $10 more, within 3 business days | None tied to this document | |
| Resale Certificate | $200 | 10 days | Nothing on top of the cap | 5 days | ||
| Resale Certificate | No dollar cap | 10 days | Not set by statute | 3 days | ||
| Estoppel Certificate | $299 | 10 business days | $119 more, within 3 business days | None tied to this document | ||
Fla. Stat. 718.116(8)Condominiums | Required by statute | $299 | 10 business days | $119 more, within 3 business days | None tied to this document | |
| Up to $179 more on a delinquent account. Payable once the document is prepared, not in advance. Good for 30 days. In Havn, a late document carries no fee. | ||||||
Fla. Stat. 719.108(6)Cooperatives | Required by statute | $299 | 10 business days | $119 more, within 3 business days | None tied to this document | |
| Up to $179 more on a delinquent account. Payable once the document is prepared, not in advance. Good for 30 days. In Havn, a late document carries no fee. | ||||||
Fla. Stat. 720.30851HOAs and planned communities | Required by statute | $299 | 10 business days | $119 more, within 3 business days | None tied to this document | |
| Up to $179 more on a delinquent account. Payable once the document is prepared, not in advance. Good for 30 days. In Havn, a late document carries no fee. | ||||||
| Resale Package | No dollar cap | 5 business days | Not set by statute | None tied to this document | ||
O.C.G.A. 44‑3‑109Condominiums | Not required by statute | No dollar cap | 5 business days | Not set by statute | None tied to this document | |
O.C.G.A. 44‑3‑232HOAs and planned communities | Not required by statute | No dollar cap | 5 business days | Not set by statute | None tied to this document | |
| Association Documents | No dollar cap | 30 days where the statute sets one | Not set by statute | None tied to this document | ||
HRS 514B‑154.5Condominiums | Required by statute | No dollar cap. $1 per page for copies | 30 days | Not set by statute | None tied to this document | |
| Payable once the document is prepared, not in advance. | ||||||
HRS 421J‑7HOAs and planned communities | Required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
| Payable once the document is prepared, not in advance. | ||||||
| Statement of Account | No fee allowed | 5 business days | No fee allowed | None tied to this document | ||
Idaho Code 55‑1528Condominiums | Required by statute | No fee allowed | 5 business days | No fee allowed | None tied to this document | |
Idaho Code 55‑3205HOAs and planned communities | Required by statute | No fee allowed | 5 business days | No fee allowed | None tied to this document | |
| 22.1 Disclosure | $375 where the statute sets one | 10 business days or 30 days, depending on the governing act | $100 more, within 3 days, where the statute sets one | None tied to this document | ||
765 ILCS 605/22.1Condominiums | Required by statute | $375 | 10 business days | $100 more, within 3 days | None tied to this document | |
765 ILCS 160/1‑35HOAs and planned communities | Required by statute | No dollar cap | 30 days | Not set by statute | None tied to this document | |
| Resale Package | No dollar cap | None set by statute | Not set by statute | None tied to this document | ||
Ind. Code 32‑25‑5‑2Condominiums | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
Ind. Code 32‑25.5‑3‑3HOAs and planned communities | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
| Resale Package | No dollar cap | 10 business days | Not set by statute | None tied to this document | ||
Iowa Code 499B.19Condominiums | Not required by statute | No dollar cap | 10 business days | Not set by statute | None tied to this document | |
Iowa Code 499C.2HOAs and planned communities and cooperatives | Not required by statute | No dollar cap | 10 business days | Not set by statute | None tied to this document | |
| Resale Package | No dollar cap | 10 days where the statute sets one | Not set by statute | None tied to this document | ||
K.S.A. 58‑3124Condominiums | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
K.S.A. 58‑3711HOAs and planned communities | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
K.S.A. 58‑4616Condominiums, HOAs and planned communities, and cooperatives | Not required by statute | No dollar cap | 10 days | Not set by statute | None tied to this document | |
| Resale Certificate | No dollar cap | 10 days where the statute sets one | Not set by statute | 5 days | ||
KRS 381.9203Condominiums | Required by statute | No dollar cap | 10 days | Not set by statute | 5 days | |
KRS 381.785HOAs and planned communities | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
| Resale Certificate | No dollar cap | 10 days where the statute sets one | Not set by statute | 5 days | ||
La. R.S. 9:1124.107Condominiums | Required by statute | No dollar cap | 10 days | Not set by statute | 5 days | |
La. R.S. 9:1141.36HOAs and planned communities | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
| Resale Certificate | No dollar cap | 10 days | Not set by statute | 5 days | ||
| Resale Certificate | $250 | 20 days | $100 more, within 7 days | 7 days or 5 days | ||
Md. Real Prop. 11‑135Condominiums | Required by statute | $250 | 20 days | $100 more, within 7 days | 7 days | |
Md. Real Prop. 11B‑106HOAs and planned communities | Required by statute | $250 | 20 days | $100 more, within 7 days | 5 days | |
| 6D Certificate | No dollar cap | None set by statute | Not set by statute | None tied to this document | ||
| Resale Package | No dollar cap | None set by statute | Not set by statute | None tied to this document | ||
| Resale Disclosure Certificate | No dollar cap | 10 days | Not set by statute | 10 days | ||
Minn. Stat. 515B.4‑107Condominiums, HOAs and planned communities, and cooperatives | Required by statute | No dollar cap | 10 days | Not set by statute | 10 days | |
| Good for 90 days. | ||||||
Minn. Stat. 515A.4‑107Condominiums | Required by statute | No dollar cap | 10 days | Not set by statute | 10 days | |
| Good for 90 days. | ||||||
| Resale Package | No dollar cap | None set by statute | Not set by statute | None tied to this document | ||
Miss. Code 89‑9‑21Condominiums | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
Miss. Code 79‑11‑751 to 79‑11‑761HOAs and planned communities | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
| Resale Certificate | No dollar cap | 10 days where the statute sets one | Not set by statute | 5 days | ||
Mo. Rev. Stat. 448.4‑109Condominiums | Required by statute | No dollar cap | 10 days | Not set by statute | 5 days | |
Mo. Rev. Stat. 448.005Condominiums | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
| Resale Package | No dollar cap | None set by statute | Not set by statute | None tied to this document | ||
| Resale Certificate | No dollar cap | 10 days | Not set by statute | None tied to this document | ||
| Resale Package | $185 | 10 days | $100 more, within 3 business days | 5 days | ||
| Resale Package | No dollar cap | 10 days | Not set by statute | None tied to this document | ||
RSA 356‑B:58Condominiums | Required by statute | No dollar cap | 10 days | Not set by statute | None tied to this document | |
RSA 356‑A:9‑bHOAs and planned communities | Required by statute | No dollar cap | 10 days | Not set by statute | None tied to this document | |
| Resale Package | No dollar cap | 10 days | Not set by statute | None tied to this document | ||
N.J.S.A. 46:8B‑21Condominiums | Not required by statute | No dollar cap | 10 days | Not set by statute | None tied to this document | |
N.J.S.A. 45:22A‑44.1HOAs and planned communities | Not required by statute | No dollar cap | 10 days | Not set by statute | None tied to this document | |
| Disclosure Certificate | $300 where the statute sets one | 10 business days | Nothing on top of the cap, where a cap applies | 7 days | ||
NMSA 47‑7D‑9Condominiums | Required by statute | No dollar cap | 10 business days | Not set by statute | 7 days | |
NMSA 47‑16‑11HOAs and planned communities | Required by statute | $300 | 10 business days | Nothing on top of the cap | 7 days | |
| Collected at the close of escrow. Good for 60 days. | ||||||
| Resale Package | No dollar cap | None set by statute | Not set by statute | None tied to this document | ||
| Resale Certificate | No dollar cap | None set by statute | Not set by statute | None tied to this document | ||
N.C.G.S. 47C‑4‑109Condominiums | Required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
N.C.G.S. 47F‑3‑118HOAs and planned communities | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
| Resale Disclosure | No dollar cap | 10 days | Not set by statute | 5 days | ||
| Resale Certificate | No dollar cap | None set by statute | Not set by statute | None tied to this document | ||
ORC 5311Condominiums | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
ORC 5312HOAs and planned communities | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
| Resale Package | No dollar cap | None set by statute | Not set by statute | None tied to this document | ||
60 O.S. 525Condominiums | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
60 O.S. 857HOAs and planned communities | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
| Resale Package | No dollar cap | 10 business days | Not set by statute | None tied to this document | ||
ORS 100.475Condominiums | Not required by statute | No dollar cap | 10 business days | Not set by statute | None tied to this document | |
ORS 94.712HOAs and planned communities | Not required by statute | No dollar cap | 10 business days | Not set by statute | None tied to this document | |
| Resale Certificate | No dollar cap | 10 days | Not set by statute | 5 days | ||
68 Pa. C.S. 3407Condominiums | Required by statute | No dollar cap | 10 days | Not set by statute | 5 days | |
68 Pa. C.S. 5407HOAs and planned communities | Required by statute | No dollar cap | 10 days | Not set by statute | 5 days | |
68 Pa. C.S. 4409Cooperatives | Required by statute | No dollar cap | 10 days | Not set by statute | 5 days | |
| Resale Certificate | $125 | 10 days | Nothing on top of the cap | 5 days | ||
R.I. Gen. Laws 34‑36.1‑4.09Condominiums | Required by statute | $125 | 10 days | Nothing on top of the cap | 5 days | |
R.I.G.L. 34‑36‑25Condominiums | Required by statute | $125 | 10 days | Nothing on top of the cap | 5 days | |
| Resale Package | No dollar cap | None set by statute | Not set by statute | None tied to this document | ||
S.C. Code 27‑31‑220Condominiums | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
S.C. Code 27‑30HOAs and planned communities | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
| Resale Package | No dollar cap | None set by statute | Not set by statute | None tied to this document | ||
| Resale Disclosure | No dollar cap | 10 business days | Not set by statute | None tied to this document | ||
| Resale Certificate | $375 where the statute sets one | 10 days or 10 business days, depending on the governing act | Nothing on top of the cap, where a cap applies | None tied to this document | ||
Tex. Prop. Code 82.157Condominiums | Required by statute | No dollar cap | 10 days | Not set by statute | None tied to this document | |
| Good for 90 days. | ||||||
Tex. Prop. Code 207.003HOAs and planned communities | Required by statute | $375 | 10 business days | Nothing on top of the cap | None tied to this document | |
| Payable once the document is prepared, not in advance. Good for 60 days. In Havn, a late document carries no fee. | ||||||
| Resale Package | No dollar cap | None set by statute | Not set by statute | None tied to this document | ||
Utah Code 57‑8‑6.1Condominiums | Required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
Utah Code 57‑8a‑105.1HOAs and planned communities | Required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
| Resale Certificate | No dollar cap | 10 days | Not set by statute | 5 days | ||
| Resale Certificate | $176.64 | 14 days | $70.66 more, within 5 business days | 3 days | ||
| Resale Certificate | $275 where the statute sets one | 10 days where the statute sets one | Nothing on top of the cap, where a cap applies | 5 days | ||
RCW 64.90.640Condominiums, HOAs and planned communities, and cooperatives | Required by statute | $275 | 10 days | Nothing on top of the cap | 5 days | |
RCW 64.34.425Condominiums | Required by statute | $275 | 10 days | Nothing on top of the cap | 5 days | |
RCW 64.38HOAs and planned communities | Not required by statute | No dollar cap | None set by statute | Not set by statute | None tied to this document | |
| Resale Certificate | No dollar cap | 10 days | Not set by statute | 5 days | ||
W. Va. Code 36B‑4‑109Condominiums, HOAs and planned communities, and cooperatives | Required by statute | No dollar cap | 10 days | Not set by statute | 5 days | |
W. Va. Code 36A‑7‑5Condominiums | Required by statute | No dollar cap | 10 days | Not set by statute | 5 days | |
| Disclosure Materials | $50 | 10 days | Nothing on top of the cap | 5 days | ||
| Resale Package | No dollar cap | None set by statute | Not set by statute | None tied to this document | ||
How Long Does an HOA Have to Provide a Resale Certificate?
It depends on the state. 36 states and the District of Columbia set a deadline by statute, most often 10 days from the request. Georgia is the shortest at 5 business days, and 30 days is the longest. Where no statute sets a deadline, the closing date sets the pace, and a late document delays the closing.
What Is an Estoppel Fee?
It is what a Florida association or its management company charges to prepare an estoppel certificate, Florida's name for the signed statement of what a home owes the association. Florida caps it at $299, with $119 more for delivery within 3 business days, and up to $179 more on a delinquent account.
More on HOA estoppel lettersWhat Is an HOA Transfer Fee, and Is It the Same as a Resale Certificate Fee?
No. An HOA transfer fee is what the association or its management company charges when a home changes hands, to cover updating the ownership records and the new owner's account. It comes from the governing documents or the management contract and is usually collected at closing. It is separate from the fee for preparing the resale document, and it is not in this table. The resale document usually states the transfer fee, so the closing agent knows to collect it.
Who Pays the Resale Certificate Fee?
Whoever orders the document pays the association's fee, usually the seller or the closing agent on the seller's behalf, and the purchase contract can move the cost to the buyer. Illinois's condominium statute lets the association charge the unit seller. In Arizona and New Mexico the fee is collected at the close of escrow.
Can an HOA Charge a Rush Fee?
Seven states price one: Arizona ($100 more, within 3 days), Connecticut ($10 more, within 3 business days), Florida ($119 more, within 3 business days), Illinois ($100 more, within 3 days), Maryland ($100 more, within 7 days), Nevada ($100 more, within 3 business days), and Virginia ($70.66 more, within 5 business days). In Delaware, New Mexico, Rhode Island, Texas, Washington, and Wisconsin the cap covers everything where it applies, so nothing goes on top. Idaho allows no fee at all. Elsewhere the statute is silent, and the association sets its own rush terms.
Cite This Table
Each figure is read from the statute linked in its row, and the page shows when it was last updated. To point at one state, add its name to the address, as in havnhq.com/features/resale-certificates/fees#florida.
Havn, "HOA Resale Certificate Fees and Deadlines by State," havnhq.com/features/resale-certificates/fees, updated September 2026.
This table is free to reuse. Copy it, quote it, or build on it under the Creative Commons Attribution 4.0 license. The one condition is credit: name Havn and link to this page.
Spot something out of date? Email hello@havnhq.com.
Frequently Asked Questions
Where do these figures come from?
Each figure is read from the statute linked in its row, and held in the same reviewed rules Havn applies to every order. Virginia's figures are the current maximums its Common Interest Community Board publishes.
What does a blank cell mean?
Nothing is left blank. A cell says what the statute does, so it reads No dollar cap, No fee allowed, None set by statute, Not set by statute, Nothing on top of the cap, or None tied to this document.
Why do some states have more than one governing act?
A state often has one act for condominiums, another for planned communities, and sometimes a newer uniform act for communities created after a certain date. Each sets its own figures. 31 jurisdictions in this table have two or three acts, and the table shows each on its own line.
Does the calculator count holidays?
No. It counts from the day after the request and skips weekends for business days. Legal holidays are not counted, so a holiday can push the real date later.
Is an HOA certification fee the same as a resale certificate fee?
Usually, yes. Closing statements list the charge for the resale document under several names, among them HOA certification fee, resale disclosure fee, and document fee. A transfer fee is a different charge.
Is a fee cap the most a buyer pays at closing?
No. The cap covers preparing and delivering the document. Transfer fees, capital contributions, prepaid assessments, and other closing charges sit outside it and come from the governing documents.
How often is this page updated?
Whenever a statute or a board's fee schedule changes, and the date at the top of the page changes with it. To report a figure that looks out of date, email hello@havnhq.com.
Havn checks every order against its state's rules.
The resale platform is free for the association. The requester pays for the document.