Michigan
Michigan Condo Resale Package (Resale Certificate): Fees, Deadlines, and How to Order
No Michigan statute requires a resale package, but title companies and lenders still ask for one before closing. Associations furnish it under their governing documents.
Free for the resale platform. No contract to sign.
Michigan Resale Package
Example Lakes Condominium Association
Regular assessment
$305.00 monthly
Reserve balance
$161,800.00
Master insurance
Certificate on file
Right of first refusal
No
Michigan at a glance
- What Michigan calls it
- Resale Package
- Fee cap
- No fixed dollar cap
- Delivery deadline
- None set by statute
- Buyer's right to cancel
- No statutory right tied to this document
Also called: resale certificate, HOA resale certificate. If you were told to get a Michigan resale certificate, or an MI resale certificate as closing agents write it, for a home in an HOA or a condominium, this is that document. It has nothing to do with the sales tax resale certificate a retailer files with the state.
What Michigan law sets
One set of rules covers Michigan. Havn applies it to every order in the state.
MCL 559.211
Condominium Act. Applies to condominiums.
- Required by statute
- No. Furnished under the governing documents.
- Fee
- No fixed dollar cap
- Deadline
- None set
Michigan condo laws on resale documents, in plain words
Each entry links to the official text. Read the statute itself before relying on a summary.
MCL 559 (Condominium Act)
MCL 559 (Condominium Act), Act 59 of 1978, is Michigan's primary statute governing condominium projects, covering their creation by master deed, developer disclosure obligations to buyers of new units, association governance and bylaws, assessments, liens, and owners' access to books and records. It also requires the association to furnish a purchaser a statement of unpaid assessments when a unit is sold, though Michigan has no broader financial or governance resale disclosure certificate requirement for condominiums. Non-condominium homeowners associations and planned communities in Michigan are not governed by this act and instead operate under recorded covenants and general nonprofit corporation law.
MCL 559.211 (Statement of unpaid assessments)
Requires a condominium association to furnish a purchaser or grantee a written statement of unpaid assessments, interest, and related charges owed by the seller before the unit changes hands, and limits the purchaser's liability to the amount stated in that statement. The statute ties this protection to a deadline by which the purchaser must request the statement before the sale.
The notice Havn prints on every Michigan resale package
Every Michigan document Havn prepares carries a notice that tells the reader where the document comes from and what Michigan law says about it. This is the wording, act by act.
MCL 559.211Condominiums
No Michigan statute requires this resale package. It is furnished under the condominium's master deed and bylaws. Michigan law does give a purchaser one specific protection at closing. Under MCL 559.211, a purchaser or grantee is entitled to a written statement from the association of co-owners setting forth the unpaid assessments, interest, late charges, fines, costs, and attorney fees charged against the selling co-owner, and the purchaser is not liable, nor is the unit conveyed subject to a lien, for any of those amounts in excess of the amount set forth in that statement. Upon the sale, all unpaid assessments, interest, late charges, fines, costs, and attorney fees against the unit are paid out of the sale price, or by the purchaser, in preference over any other assessments or charges, except taxes and special assessments due and unpaid to the state, a subdivision, or a municipality, and payments due under a first mortgage having priority. A purchaser or grantee who does not request that statement at least five days before the sale is liable for the unpaid assessments together with the interest, costs, fines, late charges, and attorney fees. The association issues the MCL 559.211 statement for this unit as a separate Payoff Statement, and the purchaser or grantee must request it at least five days before the sale for the liability limit to apply. This package does not set forth the interest, late charges, fines, costs, and attorney fees that MCL 559.211 requires a statement to contain, so the balances shown here are provided for information and the separate Payoff Statement is the document to rely on for the purchaser's liability limit. The information in this package is current as of its issue date.
Michigan resale package: common questions
What is a Michigan resale package?
It is the package a Michigan association puts together when a home in the community is sold: what the home owes, plus the association's budget, insurance, and governing documents. No Michigan statute prescribes it, so its contents follow the governing documents and what the closing asks for.
How much does a Michigan resale package cost?
Michigan sets no dollar cap and no statute governs the fee, so the governing documents and the management contract decide it.
How long does a Michigan association have to provide a resale package?
Michigan sets no statutory deadline. The closing date sets the pace, and a late document delays the closing.
Is a resale package required in Michigan?
No Michigan statute requires a resale package. Buyers, lenders, and title companies still ask for one, and associations furnish it under their governing documents.
Can a buyer cancel after receiving a Michigan resale package?
Michigan law ties no cancellation right to this document. Any right to cancel comes from the purchase contract or from other disclosure laws.
Who pays for the resale package in Michigan?
Whoever orders it pays the association's fee, usually the seller or the closing agent on the seller's behalf, and the purchase contract can move the cost to the buyer.
What is included in a Michigan resale package?
What the home owes the association, the fees due at closing, the budget and reserves, the insurance the association carries, pending lawsuits, and the governing documents.
How do I get a resale package in Michigan?
Ask the association, or its management company if it has one. Many take the request through an online order page and deliver by email. A buyer should ask the seller or the closing agent to order it.
Is this the same as a Michigan sales tax resale certificate?
No. A sales tax resale certificate is a form a retailer gives a supplier so it can buy goods without paying sales tax. It shares a name and nothing else. This page is about the condo document used when a home is sold.
How Michigan compares with its neighbors
Management companies that work across state lines meet a different rule on each side. Michigan: no fixed dollar cap, none set by statute.
Ohio
Resale Certificate
No fixed dollar cap
No statutory deadline
Not required by statute
Indiana
Resale Package
No fixed dollar cap
No statutory deadline
Not required by statute
Wisconsin
Disclosure Materials
$50
10 days
Required by statute
See all 51 jurisdictions on the map, compare every state in the fee and deadline table, or read about lender questionnaires, estoppel letters, and demand letters.
Your next Michigan resale package could write itself.
The resale platform is free for the association. The requester pays for the document. No contract to sign.