Utah
Utah HOA and Condo Resale Package (Resale Certificate): Fees, Deadlines, and How to Order
A resale package is the document a title company asks for before an Utah closing. Utah sets no deadline for delivering it. Utah puts no dollar cap on the fee.
Free for the resale platform. No contract to sign.
Utah Resale Package
Example Canyon Condominium Association
Regular assessment
$205.00 monthly
Reserve balance
$199,400.00
Master insurance
Certificate on file
Right of first refusal
No
Utah at a glance
- What Utah calls it
- Resale Package
- Fee cap
- No fixed dollar cap
- Delivery deadline
- None set by statute
- Buyer's right to cancel
- No statutory right tied to this document
Also called: resale certificate, payoff information, HOA documents. If you were told to get a Utah resale certificate, or a UT resale certificate as closing agents write it, for a home in an HOA or a condominium, this is that document. It has nothing to do with the sales tax resale certificate a retailer files with the state.
What each Utah act sets
Utah has 2 sets of rules, and which one applies depends on how the community was created. Havn asks once which act governs a community, then applies that act's limits to every order.
Utah Code 57-8-6.1
Condominium Ownership Act. Applies to condominiums.
- Required by statute
- Yes
- Fee
- No fixed dollar cap
- Deadline
- None set
Utah Code 57-8a-105.1
Community Association Act. Applies to HOAs and planned communities.
- Required by statute
- Yes
- Fee
- No fixed dollar cap
- Deadline
- None set
Utah HOA laws on resale documents, in plain words
Each entry links to the official text. Read the statute itself before relying on a summary.
Utah Code 57-8 (Condominium Ownership Act)
Governs condominium developments in Utah, applying to any association whose plats are recorded as condominium plats or whose declaration states the chapter applies, regardless of when the association was formed. Covers creation of the condominium through the declaration and plat, unit and common area ownership, bylaws and management committee governance, assessments and lien enforcement, and record keeping. Requires a seller to give a buyer the association's governing documents before a unit resells, and caps the fee an association may charge for a written statement of unpaid assessments or payoff information.
Utah Code 57-8-6.1 (Resale disclosure)
Requires an owner selling a unit to an independent third party to give the buyer the association's recorded governing documents and a link to the educational materials the Office of the Homeowners' Association Ombudsman publishes under Utah Code 13-79-103(4) before closing, and requires the association to provide that information to the seller on request.
Utah Code 57-8-6.3 (Payoff information fee cap)
Limits what an association may charge for providing payoff information on a unit's account needed to close a sale, refinance, or financing, sets a deadline for the association to respond to a closing agent's request, and ties a late response to the association's ability to enforce its lien for amounts due at closing.
Utah Code 57-8-54 (Unpaid assessment statement)
Requires the manager or management committee to issue a written statement of any unpaid assessment on a unit at the owner's request and for a capped fee, and makes that statement binding on the association for anyone who relies on it in good faith.
Utah Code 57-8a (Community Association Act)
Governs planned communities in Utah, applying to an association whose plats are not recorded as condominium plats or whose declaration states the chapter applies, regardless of when the association was formed. Covers the declaration, association registration, board and administrative governance, budgets and rules, assessments and lien enforcement, and record keeping. Requires a seller to give a buyer the association's governing documents before a lot resells, and caps the fee an association may charge for a written statement of unpaid assessments or payoff information.
Utah Code 57-8a-105.1 (Resale disclosure)
Requires an owner selling a lot to an independent third party to give the buyer the association's recorded governing documents and a link to the educational materials the Office of the Homeowners' Association Ombudsman publishes under Utah Code 13-79-103(4) before closing, and requires the association to provide that information to the seller on request.
Utah Code 57-8a-106 (Payoff information fee cap)
Limits what an association may charge for providing payoff information on a lot's account needed to close a sale, refinance, or financing, sets a deadline for the association to respond to a closing agent's request, and ties a late response to the association's ability to enforce its lien for amounts due at closing.
Utah Code 57-8a-311 (Unpaid assessment statement)
Requires an association's manager or board to issue a written statement of any unpaid assessment on a lot at the owner's request and for a capped fee, and makes that statement binding on the association for anyone who relies on it in good faith.
Utah Code 57-8-13.1 (Registration with Department of Commerce)
Requires every association of unit owners to register with the Utah Department of Commerce within 90 days after its declaration is recorded, renew the registration annually, and update it within 90 days after a change, naming among other things a primary contact person who holds the payoff information a closing agent needs. During any period of noncompliance no assessment lien arises or may be enforced, and a lien is extinguished when a unit is conveyed to an independent third party during noncompliance. Also directs the department to publish plain-language educational materials on the law governing associations of unit owners, which the resale disclosure under 57-8-6.1 links to.
Utah Code 57-8a-105 (Registration with Department of Commerce)
Requires every association to register with the Utah Department of Commerce within 90 days after its declaration is recorded, renew the registration annually, and update it within 90 days after a change, naming among other things a primary contact person who holds the payoff information a closing agent needs. During any period of noncompliance no assessment lien arises or may be enforced, and a lien is extinguished when a residential lot is conveyed to an independent third party during noncompliance. Also directs the department to publish plain-language educational materials on the law governing associations, which the resale disclosure under 57-8a-105.1 links to.
Utah Code 57-8a-206 (Written statement of unpaid assessment)
An earlier section, still in force alongside 57-8a-311, requiring the manager or board to issue a written statement of any unpaid assessment on a lot on any owner's written request and payment of a fee not exceeding $10. The statement binds the other owners, the manager, and the board in favor of anyone who relies on it in good faith, and if the request is not answered within 10 days, assessments that became due before the request are subordinate to a lien held by the person who requested it.
The notice Havn prints on every Utah resale package
Every Utah document Havn prepares carries a notice that tells the reader where the document comes from and what Utah law says about it. This is the wording, act by act.
Utah Code 57-8-6.1Condominiums
This resale package contains the information Utah Code 57-8-6.1 requires before the sale of a unit to an independent third party: a copy of the association of unit owners' recorded governing documents and a link to the educational materials on the law governing associations of unit owners that the Office of the Homeowners' Association Ombudsman publishes at commerce.utah.gov/hoa/education/ under Utah Code 13-79-103(4). Under that section the seller provides this information to the buyer before closing, and the association provides it to the seller on request. The statement of unpaid assessments in this package is the written statement described in Utah Code 57-8-54, which the manager or management committee issues on the unit owner's written request. That statement is conclusive in favor of a person who relies on it in good faith. Utah law sets no expiration date for this package and gives the buyer no right to cancel the purchase because of it; any review period comes from the purchase contract. Payoff information that a closing agent needs for the closing, financing, or refinancing of the unit is provided separately. Under Utah Code 57-8-6.3 an association that does not provide that information within five business days after the closing agent's effective written request may not enforce a lien against the unit for money due to the association at closing, and may charge a fee for the information only if the declaration, bylaws, or rules specifically authorize one, in which case the fee may not exceed $50 and may not be required to be paid before closing. The information in this package is current as of its issue date.
Utah Code 57-8a-105.1HOAs and planned communities
This resale package contains the information Utah Code 57-8a-105.1 requires before the sale of a lot to an independent third party: a copy of the association's recorded governing documents and a link to the educational materials on the law governing associations that the Office of the Homeowners' Association Ombudsman publishes at commerce.utah.gov/hoa/education/ under Utah Code 13-79-103(4). Under that section the seller provides this information to the buyer before closing, and the association provides it to the seller on request. The statement of unpaid assessments in this package is the written statement described in Utah Code 57-8a-311, which the association's manager or board issues on the lot owner's written request. That statement is conclusive in favor of a person who relies on it in good faith. Separately from this package, an owner may request a written statement of unpaid assessment under Utah Code 57-8a-206 on payment of a fee of no more than $10, and if the manager or board does not comply within 10 days, assessments that became due before the request are subordinate to a lien held by the requester. Utah law sets no expiration date for this package and gives the buyer no right to cancel the purchase because of it; any review period comes from the purchase contract. Payoff information that a closing agent needs for the closing, financing, or refinancing of the lot is provided separately. Under Utah Code 57-8a-106 an association that does not provide that information within five business days after the closing agent's effective written request may not enforce a lien for money due to the association at closing, and may charge a fee for the information only if the declaration of covenants, conditions, and restrictions, the bylaws, or the rules specifically authorize one, in which case the fee may not exceed $50 and may not be required to be paid before closing. The information in this package is current as of its issue date.
Utah's payoff statement
An association may charge a fee for payoff information only if the declaration, bylaws, or rules specifically authorize it. Where authorized, the fee may not exceed $50 and may not be required to be paid before closing. The five business day clock starts only on an effective request from the closing agent: a written request to the primary contact person the association has registered, stating the requester's name, phone number, and address and a fax number or email address for delivery, accompanied by a consent signed and dated by an owner of the unit or lot. If the association does not provide the payoff information within five business days after that request, it may not enforce its lien against the unit or lot for money due to the association at closing. The statute does not require the fee to be refunded or waived. Utah Code 57-8-6.3(1) to (3); 57-8a-106(1) to (3).
About Demand LettersUtah resale package: common questions
What is a Utah resale package?
It is what Utah law has the association provide when a home in condominiums and HOAs and planned communities is sold: a statement of what the home owes and of the association's finances, insurance, and rules, under Utah Code 57-8-6.1 and Utah Code 57-8a-105.1.
How much does a Utah resale package cost?
Utah sets no dollar cap, so the association or its management company sets the fee.
How long does a Utah association have to provide a resale package?
Utah sets no statutory deadline. The closing date sets the pace, and a late document delays the closing.
Is a resale package required in Utah?
Yes, for condominiums and HOAs and planned communities, under Utah Code 57-8-6.1 and Utah Code 57-8a-105.1.
Can a buyer cancel after receiving a Utah resale package?
Utah law ties no cancellation right to this document. Any right to cancel comes from the purchase contract or from other disclosure laws.
Who pays for the resale package in Utah?
Whoever orders it pays the association's fee, usually the seller or the closing agent on the seller's behalf, and the purchase contract can move the cost to the buyer.
What is included in a Utah resale package?
What the home owes the association, the fees due at closing, the budget and reserves, the insurance the association carries, pending lawsuits, and the governing documents. The full list is in Utah Code 57-8-6.1.
How do I get a resale package in Utah?
Ask the association, or its management company if it has one. Many take the request through an online order page and deliver by email. A buyer should ask the seller or the closing agent to order it.
Is this the same as a Utah sales tax resale certificate?
No. A sales tax resale certificate is a form a retailer gives a supplier so it can buy goods without paying sales tax. It shares a name and nothing else. This page is about the HOA document used when a home is sold.
How Utah compares with its neighbors
Management companies that work across state lines meet a different rule on each side. Utah: no fixed dollar cap, none set by statute.
Arizona
Resale Disclosure Report
$400
10 days
Required by statute
Colorado
Status Letter
No fixed dollar cap
14 days
Required by statute
Nevada
Resale Package
$185
10 days
Required by statute
Idaho
Statement of Account
No fee allowed
5 business days
Required by statute
See all 51 jurisdictions on the map, compare every state in the fee and deadline table, or read about lender questionnaires, estoppel letters, and demand letters.
Your next Utah resale package could write itself.
The resale platform is free for the association. The requester pays for the document. No contract to sign.