Oklahoma
Oklahoma HOA and Condo Resale Package (Resale Certificate): Fees, Deadlines, and How to Order
No Oklahoma statute requires a resale package, but title companies and lenders still ask for one before closing. Associations furnish it under their governing documents.
Free for the resale platform. No contract to sign.
Oklahoma Resale Package
Example Ranch Owners Association
Regular assessment
$385.00 monthly
Reserve balance
$124,200.00
Master insurance
Certificate on file
Right of first refusal
No
Oklahoma at a glance
- What Oklahoma calls it
- Resale Package
- Fee cap
- No fixed dollar cap
- Delivery deadline
- None set by statute
- Buyer's right to cancel
- No statutory right tied to this document
Also called: resale certificate, HOA resale certificate. If you were told to get an Oklahoma resale certificate, or an OK resale certificate as closing agents write it, for a home in an HOA or a condominium, this is that document. It has nothing to do with the sales tax resale certificate a retailer files with the state.
What each Oklahoma act sets
Oklahoma has 2 sets of rules, and which one applies depends on how the community was created. Havn asks once which act governs a community, then applies that act's limits to every order.
60 O.S. 525
Unit Ownership Estate Act. Applies to condominiums.
- Required by statute
- No. Furnished under the governing documents.
- Fee
- No fixed dollar cap
- Deadline
- None set
60 O.S. 857
Real Estate Development Act. Applies to HOAs and planned communities.
- Required by statute
- No. Furnished under the governing documents.
- Fee
- No fixed dollar cap
- Deadline
- None set
Oklahoma HOA laws on resale documents, in plain words
Each entry links to the official text. Read the statute itself before relying on a summary.
60 O.S. 501 (Unit Ownership Estate Act)
The Unit Ownership Estate Act, Oklahoma's original condominium statute dating to 1963, governs the creation and recording of unit ownership estates, in which an owner holds title to an individual unit together with an undivided interest in the common elements. It covers governance through a council of unit owners and bylaws, use and maintenance of common elements, assessment of taxes and common expenses, insurance, and liens for unpaid common expenses. The act does not impose a broad resale disclosure or certificate requirement, but it does give a buyer the right to a statement of a unit's unpaid assessments, addressed in Section 525.
60 O.S. 525 (Liability for unpaid common expenses on conveyance)
The grantee of a unit is jointly and severally liable with the grantor for the grantor's unpaid assessments for common expenses up to the conveyance, but is entitled to a statement from the manager or board of managers setting forth the amount of the unpaid assessments against the grantor, and neither the grantee nor the unit is liable for, or subject to a lien for, any amount beyond what the statement sets forth. No fee and no deadline are stated. Oklahoma has no resale certificate statute; this statement is the buyer's protection on a condominium resale.
60 O.S. 851 (Real Estate Development Act)
The Real Estate Development Act governs planned communities made up of separately owned lots linked by common ownership of shared areas or by mutual, common, or reciprocal covenants and restrictions, and it applies only to owners associations formed after the act took effect in 1975. It authorizes an association to manage and maintain commonly owned areas, enforce recorded covenants and restrictions, and levy assessments that can become liens on a member's lot, while requiring that new members be given written notice of the association's rules and potential financial liability. The act does not require the association to issue its own resale certificate or disclosure statement, but a related section requires the closing title company to furnish the buyer a copy of the development's recorded covenants and restrictions.
60 O.S. 857 (Request for Copy of Recorded Covenants and Restrictions)
Requires the title company closing the sale of property in a real estate development to provide the buyer, before or at closing, by mail, hand delivery, or electronic delivery, a copy or certified copy of all the recorded covenants and restrictions of the development, for a charge to the buyer of no more than $25. The duty and the fee limit fall on the title company, not the owners association; the Real Estate Development Act imposes no resale certificate, disclosure, or statement of unpaid assessments duty on the association.
The notice Havn prints on every Oklahoma resale package
Every Oklahoma document Havn prepares carries a notice that tells the reader where the document comes from and what Oklahoma law says about it. This is the wording, act by act.
60 O.S. 525Condominiums
No Oklahoma statute requires this resale package; it is furnished under the unit ownership estate's declaration, bylaws, and rules. The statement of unpaid assessments in this package is the statement 60 O.S. Section 525 entitles the grantee of a unit to receive from the manager or board of managers: the grantee is otherwise jointly and severally liable with the grantor for all unpaid assessments against the grantor for the grantor's proportionate share of the common expenses up to the time of the conveyance, but the grantee is not liable for, and the unit conveyed is not subject to a lien for, any unpaid assessments in excess of the amount set forth in the statement. The information in this package is current as of its issue date.
60 O.S. 857HOAs and planned communities
No Oklahoma statute requires this resale package for a real estate development under Title 60, Chapter 17. It is furnished under the real estate development's recorded covenants and restrictions, the association's bylaws, and its rules. The amounts stated are the association's statement of the account as of the issue date. Separately, under 60 O.S. Section 857 the title company closing the sale must provide the buyer, prior to or at the time of closing, a copy or certified copy of all the recorded covenants and restrictions of the real estate development, by mail to the buyer's last known address, by hand delivery, or electronically, and the buyer may be charged no more than $25.00 for that copy. That $25.00 limit is a cap on what the buyer may be charged for that copy of the recorded covenants and restrictions. Section 857 does not address the association's fee for this package, and the recorded covenants and restrictions enclosed here may satisfy the title company's obligation, though any charge to the buyer for that covenant copy itself remains subject to the $25.00 limit. Sections 851 and 857 of Title 60 do not require the association to issue a statement of unpaid assessments for a lot in a real estate development, and they set no deadline, no fee limit on this package, and no buyer cancellation period. The information in this package is current as of its issue date.
Oklahoma resale package: common questions
What is an Oklahoma resale package?
It is the package a Oklahoma association puts together when a home in the community is sold: what the home owes, plus the association's budget, insurance, and governing documents. No Oklahoma statute prescribes it, so its contents follow the governing documents and what the closing asks for.
How much does an Oklahoma resale package cost?
Oklahoma sets no dollar cap and no statute governs the fee, so the governing documents and the management contract decide it.
How long does an Oklahoma association have to provide a resale package?
Oklahoma sets no statutory deadline. The closing date sets the pace, and a late document delays the closing.
Is a resale package required in Oklahoma?
No Oklahoma statute requires a resale package. Buyers, lenders, and title companies still ask for one, and associations furnish it under their governing documents.
Can a buyer cancel after receiving an Oklahoma resale package?
Oklahoma law ties no cancellation right to this document. Any right to cancel comes from the purchase contract or from other disclosure laws.
Who pays for the resale package in Oklahoma?
Whoever orders it pays the association's fee, usually the seller or the closing agent on the seller's behalf, and the purchase contract can move the cost to the buyer.
What is included in an Oklahoma resale package?
What the home owes the association, the fees due at closing, the budget and reserves, the insurance the association carries, pending lawsuits, and the governing documents.
How do I get a resale package in Oklahoma?
Ask the association, or its management company if it has one. Many take the request through an online order page and deliver by email. A buyer should ask the seller or the closing agent to order it.
Is this the same as an Oklahoma sales tax resale certificate?
No. A sales tax resale certificate is a form a retailer gives a supplier so it can buy goods without paying sales tax. It shares a name and nothing else. This page is about the HOA document used when a home is sold.
How Oklahoma compares with its neighbors
Management companies that work across state lines meet a different rule on each side. Oklahoma: no fixed dollar cap, none set by statute.
Texas
Resale Certificate
$375
10 days
Required by statute
Kansas
Resale Package
No fixed dollar cap
10 days
Not required by statute
Arkansas
Resale Certificate
No fixed dollar cap
No statutory deadline
Not required by statute
See all 51 jurisdictions on the map, compare every state in the fee and deadline table, or read about lender questionnaires, estoppel letters, and demand letters.
Your next Oklahoma resale package could write itself.
The resale platform is free for the association. The requester pays for the document. No contract to sign.