Compare · last updated on October 19, 2026

Havn vs HOA Express

HOA Express is a community website builder: documents, blast emails and texts, calendars, forms, a directory, and a payment button, from free to $89 a month. Havn is the community's office: dues and autopay with receipts, a ledger with funds, bills, violations on a ladder, votes, two-way texts and calls, and resale documents, with a portal every owner signs into.

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Feature by Feature

A feature HOA Express's pages do not mention says so. Prices are as published and change; check hoa-express.com before deciding.

Accounting

Havn

Built in

HOA Express

Not offered

Bank transfer fee on $300 of dues

Havn

$3.00

HOA Express

$4.20

Texts

Havn

Two-way

HOA Express

Blasts only

For owners

HOA Express gives residents a website: documents, a directory, a calendar, forms, and a payment button. Havn gives each owner a sign-in with the balance, dues and autopay, receipts, notices to answer, requests, votes, and reservations.

Owner portal
A sign-in for every owner and co-owner with the balance, dues, autopay, documents, notices to answer, requests, votes, and reservations. HOA Express gives residents a profile, restricted pages, and a payment buttonResidents register and manage their profile and privacy, reach restricted pages and documents, and pay; balances, notices, and requests not stated
Online payments and autopay
Dues on a schedule, autopay up to a cap the owner sets, and fees shown first: cards 3.25% + 30¢, bank 1%. HOA Express collects one-off payments at 3.2% + 80¢ and 1.4%Collect payments online, cards 3.2% + 80¢, bank 1.4%, passed to residents with a checkbox; dues schedules, invoices, and autopay not stated
Receipts and statements
A receipt to everyone on the home when a payment lands, and statements on the community's schedule. HOA Express exports a payment historyNot stated
Requests and work orders
Forms with approvers, statuses, and a thread on the owner's record. HOA Express's forms collect submissions and files; the review happens elsewhereCustom forms with file uploads and a submission history; a review queue, statuses, and approvals not stated
Voting
Ballots weighted by the allocated interests on the record, with proxies and paper ballots, sealed until close, plus surveys. HOA Express runs anonymous surveys and pollsAnonymous surveys and polls, results shared or exported; ballots, elections, weighting, and proxies not stated
Amenity reservations
Rules, fees, deposits, approve or decline, with the fee charged through the owner's ledger. HOA Express lists facilities on the websiteNot stated
Where they match (1)▾
DocumentsSame
On par on folders and restricted access. Havn also reads every file so it is searchable inside, and attaches it to resale ordersFolders, bulk upload, unlimited storage, access restricted by page or resident group

For the office

HOA Express has no books: it collects payments and exports the history. Havn runs the ledger with operating and reserve funds, bank feeds, bills with approvals, and violations on a ladder per state.

General ledger
A ledger of its own, cash or accrual, with reports a treasurer can read without a CPA. HOA Express has none; it collects paymentsOnline payment collection with an exportable history; no ledger, invoices, or reports in the plan table
Operating and reserve funds
Operating, reserve, and special assessment on every entry from the first. Not on HOA Express's pagesNot stated
Bank sync and reconciliation
Feeds with suggested categories that show their confidence, and reconciliation to the statement. Not on HOA Express's pagesNot stated
Bills and payables
Approvals, vendor pay, mailed checks, and emailed bills read into the vendor's record. Not on HOA Express's pagesNot stated
Violations and notices
A ladder per state with cure periods and late-fee and lien rules, letters filed as sent, fines on the ledger. Not on HOA Express's pagesNot stated

Reaching owners

On par on email blasts and mailed letters. Havn's texts are two-way and included, with recorded calls on the same ladder; HOA Express sends one-way text blasts on monthly credits.

Texts
Two-way from a number the community owns, with consent recorded and replies beside email, included in the price. HOA Express sends one-way blasts on monthly creditsBlast texts on Engage, monthly credits by community size then 2¢ a credit; one-way, replies not stated
Calls
Recorded calls to owners who consented, one step on the same ladder as letters and texts. Not on HOA Express's pagesNot stated
Where they match (2)▾
EmailSame
On par on blasts with tracking and scheduling. Havn's land in one inbox with texts and letters, on the person's record, with saved repliesBlast emails with scheduling, repeats, attachments, reply routing, open and click tracking; a weekly What's Happening digest
Mailed lettersSame
On par on mailing from the screen, billed per piece. Havn files each letter on the person's record and flags returned mail on the rosterMailed letters on Engage, $1.05 plus 15¢ a page, $1.25 minimum, US recipients only

Closings

Havn drafts resale certificates, estoppels, and lender questionnaires from the record with the state's cap and deadline checked. Not on HOA Express's pages.

Resale documents
Resale certificates, estoppels, and lender questionnaires drafted from the record, with the state's cap and deadline checked and the requester paying. Not on HOA Express's pagesNot stated

Buying

Both publish prices and give 30 days free. HOA Express costs less, free to $89 a month, for a website with payments. Havn is $1 per home with a $59 minimum for the office behind it.

Where they match (2)▾
Published priceSame
$1 per home with a $59 minimum for the whole office. HOA Express costs less, free to $89 a month, for a website with a payment buttonFree to 50 households; Engage $21 to $89 a month billed yearly by household band, 1,000 households at most
Free trialSame
On par: 30 days, no card, and no contract after it30 days, no card, and a 30-day money-back guarantee
  • The site says it has it
  • Part of it, or coming soon
  • Not offered
  • The pages say nothing

Why Havn over HOA Express

14 ahead · 5 on par

  1. 1The books. Havn has a ledger of its own with operating, reserve, and special assessment on every entry, bank feeds, reconciliation, and bills with approvals and mailed checks. HOA Express collects payments and exports the history.
  2. 2Dues that bill themselves, autopay, and a receipt to everyone on the home the moment a payment lands. HOA Express takes a payment when a resident chooses to make one.
  3. 3Violations on a ladder per state, with cure periods, certified letters filed as sent, and fines on the ledger. Not on HOA Express's pages.
  4. 4Two-way texts from a number the community owns, with consent recorded, and recorded calls on the same ladder. HOA Express sends one-way blasts on monthly credits.
  5. 5Resale certificates, estoppels, and lender questionnaires drafted from the record with the state's cap and deadline checked. Not on HOA Express's pages.
Get Started FreeSee Pricing

Every HOA Express statement is from its own pages, last updated on October 19, 2026: hoa-express.com, hoa-express.com/pricing, hoa-express.com/pricing-details/online-payments, hoa-express.com/pricing-details/mailed-letters, hoa-express.com/features/online-payments

Havn vs HOA Express, in Plain Terms

How much does HOA Express cost compared with Havn?

HOA Express: free up to 50 households; Inform $15 to $38 a month billed yearly (25 to 500 households); Engage $21 (25) to $64 (500) to $89 (1,000) a month billed yearly, $99 monthly at 1,000; no setup fee; cards 3.2% + $0.80, bank 1.4%. Havn: $1 per unit per month with a $59 minimum and $0.60 past 200 units, the same for boards and management companies; $0.70 per unit with no minimum once a company's portfolio passes 1,000 doors; 10% off yearly; no setup fee. Havn's trial is 30 days with no contract; HOA Express's trial, as its site puts it: 30 days, no credit card; 30-day money-back guarantee.

Is Havn a HOA Express alternative?

For a community that wants the owner side and the office side on one record, yes. Who HOA Express says it is for: Not stated by segment; "thousands of communities in 20+ countries", with a reseller program for management companies. Havn serves self-managed boards, management companies, and condominiums, with an owner portal every owner signs into, fund accounting, texts, calls, and letters from one inbox, and resale documents drafted from the same record.

When is HOA Express the better answer?

A community that wants a polished public website with documents, blasts, and a payment button at a very low price, and runs its books and enforcement elsewhere. Scale it claims: "Thousands of communities in 20+ countries". Every statement here comes from hoa-express.com, last updated on October 19, 2026.

How do we switch from HOA Express to Havn?

Start a 30-day trial on one community, bring the roster as a spreadsheet, and run both side by side. There is no contract and nothing to move until you decide. Owners sign in with the email the association has on file, with no invite codes, and co-owners each get their own login.

More comparisons

All thirteen platforms on one page: the best HOA management software, compared.

Try Havn on one community before you leave HOA Express.

HOA management software with a homeowner portal owners actually use. Resale documents are included; the requester pays for each one.

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