Connecticut HOA laws

Connecticut HOA and Condo Laws, in Plain English

Connecticut has 2 statutes that govern community associations: Common Interest Ownership Act and Condominium Act of 1976. Here is what each covers, who it applies to, and the rules that come with a sale, with a link to the official text of every one.

A summary for boards and owners, not a substitute for the statute or your attorney. Every act links to its official text, and the association that acts on a rule is responsible for reading it.

The actsWhen a home sellsQuestions

HOA laws

Connecticut

CT
Common Interest Ownership Act Condominium Act of 1976
Resale documentResale Certificate
Fee cap$185
Deadline10 business days
Buyer may cancel5 days after receiving it

The Acts, and Who Each One Covers

Community type decides which act applies, and a community created before an act took effect may still be under the older one. The declaration says which.

C.G.S. 47-200 (Common Interest Ownership Act)

CondominiumsHOAs and planned communitiesCooperatives

The Common Interest Ownership Act (CIOA), Title 47, Chapter 828, is Connecticut's general statute for condominiums, planned communities, and cooperatives created on or after January 1, 1984, with some provisions reaching back to older communities. It governs formation of the declaration and bylaws, association governance and records, assessments and common expenses, owner rights, and the disclosures an owner and association must give on resale of a unit. Resale certificate, estoppel/payoff, and fee-cap requirements are set out in later sections of this chapter.

  • C.G.S. 47-270 (Resales of units)

    On the resale of a unit in a CIOA-governed community, this section requires the association to furnish a resale certificate disclosing the assessment balance and other financial and governance information, and requires the reselling owner to pass it and related governing documents to the purchaser. The statute sets a delivery deadline, a capped fee for preparing the certificate, and consequences for late delivery, including a period during which the purchaser may void the contract.

    Official text
Read C.G.S. 47-200 on the state's site

C.G.S. 47-68a (Condominium Act of 1976)

Condominiums

The Condominium Act of 1976, Title 47, Chapter 825, is Connecticut's older condominium statute, still governing condominiums created before CIOA displaced it unless the association elected into CIOA. It covers formation of the condominium instruments, association governance, common expenses and assessments, unit owner rights, and the statements an owner and association must provide on resale of a unit. It applies only to condominiums, not planned communities or cooperatives.

  • C.G.S. 47-75a (Resale of unit by person other than declarant)

    On the resale of a condominium unit under the older Condominium Act of 1976, this section requires the reselling owner to obtain from the association, and deliver to the purchaser, a statement of unpaid assessments along with disclosure of anticipated capital expenditures and reserve fund status. It sets a deadline for the association to furnish these statements upon request; the statute leaves fees to the governing documents.

    Official text

  • C.G.S. 47-87 (Liens and assessments on conveyance)

    This section is the assessment payoff, estoppel-style provision for condominiums under the Condominium Act of 1976: it entitles a buyer to a statement from the association of the seller's unpaid common-expense assessments, and binds the association to that stated amount so the buyer and unit cannot be held liable beyond it.

    Official text
Read C.G.S. 47-68a on the state's site

When a Home Sells in Connecticut

Connecticut law has the association furnish resale certificate to the buyer, under C.G.S. 47-270. The figures below come from the rules Havn applies to every order.

What Connecticut calls the resale document
Resale Certificate
Fee cap
$185
Delivery deadline
10 business days
Buyer's right to cancel
5 days after receiving it

On a request made in a record, the association must furnish a unit owner a statement in recordable form setting forth the amount of unpaid assessments against the unit, within ten business days after receipt of the request; the statement is binding on the association, the executive board, and every unit owner (Conn.

The full Connecticut resale rules, who pays, and how to order are on the Connecticut resale certificate page. Every state's cap and deadline sit side by side in the fee and deadline table.

Connecticut HOA Law Questions

Which law governs condominiums in Connecticut?

C.G.S. 47-200 (Common Interest Ownership Act) and C.G.S. 47-68a (Condominium Act of 1976). The Common Interest Ownership Act (CIOA), Title 47, Chapter 828, is Connecticut's general statute for condominiums, planned communities, and cooperatives created on or after January 1, 1984, with some provisions reaching back to older communities.

Which law governs HOAs in Connecticut?

C.G.S. 47-200 (Common Interest Ownership Act). The Common Interest Ownership Act (CIOA), Title 47, Chapter 828, is Connecticut's general statute for condominiums, planned communities, and cooperatives created on or after January 1, 1984, with some provisions reaching back to older communities.

Does Connecticut cap the fee for a resale certificate?

Yes. The cap is $185. The current figure, and the rush and delinquency surcharges where the state allows them, are on the Connecticut resale page and in the fee table.

How long does a Connecticut association have to deliver resale certificate?

10 business days, counted from the request.

Where can I read the Connecticut statutes?

Each act on this page links to its official text on the state legislature's site. Havn summarizes the law and links to the source rather than restating it.

Nearby States

New York HOA laws

Resale fee: no fixed dollar cap · no statutory deadline

Massachusetts HOA laws

Resale fee: no fixed dollar cap · no statutory deadline

Rhode Island HOA laws

Resale fee: $125 · 10 days

Keep Reading

Guides

Templates

  • HOA Annual Meeting Notice TemplateA free HOA annual meeting notice template: date, place, agenda, the election, quorum, and the proxy or ballot enclosed, written to meet the notice window in your bylaws.
  • HOA Violation Notice TemplateA free HOA violation letter template: the rule cited, what was observed and when, the photo, the cure date, what happens next, and how the owner can respond or request a hearing.
  • HOA Dues Increase and Special Assessment Notice TemplateA free HOA letter template for a dues increase or a special assessment: the new amount and when it starts, why, the payment schedule, how to pay, and where to ask questions.
  • HOA Proxy Form TemplateA free HOA proxy form template: the owner, the home, the proxy holder, the meeting, directed instructions on each item, the expiration, and the signature.

Terms to Know

  • Resale certificateThe disclosure package an HOA or condo association furnishes when a home in the community is sold: what is owed, what is coming, and the documents that govern the home.
  • HOA lienThe association's legal claim on a home for unpaid assessments, created by the declaration and, in most states, by statute.
  • Super lienIn roughly twenty states, a slice of the association's assessment lien that takes priority over the first mortgage, usually a set number of months of assessments.
  • QuorumThe minimum number of owners, or share of the votes, that must be present or represented for a meeting to act.
  • Special assessmentA one-time charge beyond the regular assessment, levied to cover a shortfall or a project the budget and the reserves cannot: a roof, a lawsuit, a storm.

In Havn

  • Self-Managed HOAsEverything a volunteer board needs, for a dollar a home a month.
  • AccountingFund accounting, budgets, bank feeds, payables, and owner statements.
  • CommunicationsMeeting notices, violation letters, and dues notices by email, text, and mail, with delivery logged.

Run a Connecticut community with the rules built in.

HOA management software with a homeowner portal owners actually use. Resale documents are included; the requester pays for each one.

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