Michigan HOA laws

Michigan HOA and Condo Laws, in Plain English

Michigan has one statute that govern community associations: Condominium Act. Here is what each covers, who it applies to, and the rules that come with a sale, with a link to the official text of every one.

A summary for boards and owners, not a substitute for the statute or your attorney. Every act links to its official text, and the association that acts on a rule is responsible for reading it.

The actsWhen a home sellsQuestions

HOA laws

Michigan

MI
Condominium Act
Resale documentResale Package
Fee capNo fixed dollar cap
DeadlineNone set by statute
Buyer may cancelNo statutory right tied to this document

The Acts, and Who Each One Covers

Community type decides which act applies, and a community created before an act took effect may still be under the older one. The declaration says which.

MCL 559 (Condominium Act)

Condominiums

MCL 559 (Condominium Act), Act 59 of 1978, is Michigan's primary statute governing condominium projects, covering their creation by master deed, developer disclosure obligations to buyers of new units, association governance and bylaws, assessments, liens, and owners' access to books and records. It also requires the association to furnish a purchaser a statement of unpaid assessments when a unit is sold, though Michigan has no broader financial or governance resale disclosure certificate requirement for condominiums. Non-condominium homeowners associations and planned communities in Michigan are not governed by this act and instead operate under recorded covenants and general nonprofit corporation law.

  • MCL 559.211 (Statement of unpaid assessments)

    Requires a condominium association to furnish a purchaser or grantee a written statement of unpaid assessments, interest, and related charges owed by the seller before the unit changes hands, and limits the purchaser's liability to the amount stated in that statement. The statute ties this protection to a deadline by which the purchaser must request the statement before the sale.

    Official text
Read MCL 559 on the state's site

When a Home Sells in Michigan

No Michigan statute requires resale package, but lenders and title companies ask for one. Associations furnish it under their governing documents.

What Michigan calls the resale document
Resale Package
Fee cap
No fixed dollar cap
Delivery deadline
None set by statute
Buyer's right to cancel
No statutory right tied to this document

The full Michigan resale rules, who pays, and how to order are on the Michigan resale package page. Every state's cap and deadline sit side by side in the fee and deadline table.

Michigan HOA Law Questions

Which law governs condominiums in Michigan?

MCL 559 (Condominium Act). MCL 559 (Condominium Act), Act 59 of 1978, is Michigan's primary statute governing condominium projects, covering their creation by master deed, developer disclosure obligations to buyers of new units, association governance and bylaws, assessments, liens, and owners' access to books and records.

Does Michigan cap the fee for a resale certificate?

No. Michigan sets no dollar cap on resale package, so the association or its management company sets the fee under the governing documents.

How long does a Michigan association have to deliver resale package?

Michigan sets no statutory deadline. The closing date sets the pace.

Where can I read the Michigan statutes?

Each act on this page links to its official text on the state legislature's site. Havn summarizes the law and links to the source rather than restating it.

Nearby States

Ohio HOA laws

Resale fee: no fixed dollar cap · no statutory deadline

Indiana HOA laws

Resale fee: no fixed dollar cap · no statutory deadline

Wisconsin HOA laws

Resale fee: $50 · 10 days

Keep Reading

Guides

Templates

  • HOA Annual Meeting Notice TemplateA free HOA annual meeting notice template: date, place, agenda, the election, quorum, and the proxy or ballot enclosed, written to meet the notice window in your bylaws.
  • HOA Violation Notice TemplateA free HOA violation letter template: the rule cited, what was observed and when, the photo, the cure date, what happens next, and how the owner can respond or request a hearing.
  • HOA Dues Increase and Special Assessment Notice TemplateA free HOA letter template for a dues increase or a special assessment: the new amount and when it starts, why, the payment schedule, how to pay, and where to ask questions.
  • HOA Proxy Form TemplateA free HOA proxy form template: the owner, the home, the proxy holder, the meeting, directed instructions on each item, the expiration, and the signature.

Terms to Know

  • Resale certificateThe disclosure package an HOA or condo association furnishes when a home in the community is sold: what is owed, what is coming, and the documents that govern the home.
  • HOA lienThe association's legal claim on a home for unpaid assessments, created by the declaration and, in most states, by statute.
  • Super lienIn roughly twenty states, a slice of the association's assessment lien that takes priority over the first mortgage, usually a set number of months of assessments.
  • QuorumThe minimum number of owners, or share of the votes, that must be present or represented for a meeting to act.
  • Special assessmentA one-time charge beyond the regular assessment, levied to cover a shortfall or a project the budget and the reserves cannot: a roof, a lawsuit, a storm.

In Havn

  • Self-Managed HOAsEverything a volunteer board needs, for a dollar a home a month.
  • AccountingFund accounting, budgets, bank feeds, payables, and owner statements.
  • CommunicationsMeeting notices, violation letters, and dues notices by email, text, and mail, with delivery logged.

Run a Michigan community with the rules built in.

HOA management software with a homeowner portal owners actually use. Resale documents are included; the requester pays for each one.

Get Started FreeSee the Homeowner Portal