Colorado HOA laws

Colorado HOA and Condo Laws, in Plain English

Colorado has 2 statutes that govern community associations: Condominium Ownership Act and CCIOA. Here is what each covers, who it applies to, and the rules that come with a sale, with a link to the official text of every one.

A summary for boards and owners, not a substitute for the statute or your attorney. Every act links to its official text, and the association that acts on a rule is responsible for reading it.

The actsWhen a home sellsQuestions

HOA laws

Colorado

CO
Condominium Ownership Act CCIOA
Resale documentStatus Letter
Fee capNo fixed dollar cap
Deadline14 days
Buyer may cancelNo statutory right tied to this document

The Acts, and Who Each One Covers

Community type decides which act applies, and a community created before an act took effect may still be under the older one. The declaration says which.

C.R.S. 38-33 (Condominium Ownership Act)

Condominiums

Colorado's original condominium statute, predating the Common Interest Ownership Act, still governing some condominiums created before July 1, 1992 that have not elected coverage under CCIOA. It addresses creation of a condominium through a declaration and bylaws, assessment of units, and unit owners' right to examine association financial records. It has no statutory resale disclosure statement or status letter procedure, so fees and timelines for documents needed at sale or refinance are set by the association's own governing documents rather than by statute.

Read C.R.S. 38-33 on the state's site

C.R.S. 38-33.3 (CCIOA)

CondominiumsHOAs and planned communitiesCooperatives

Colorado's Common Interest Ownership Act, in effect since July 1, 1992, governs the creation and operation of common interest communities statewide, including condominiums, planned communities (homeowners associations), and cooperatives. It covers formation and governance, executive board powers, assessments and the association's lien rights, association records, and owner disclosures. It includes a statutory status letter procedure used at resale and refinance closings, but has no separate statutory resale certificate package requirement, so document fees generally follow the Act's reasonable-cost standard for records rather than a fixed statutory cap.

  • C.R.S. 38-33.3-316 (Status letter)

    Requires a common interest community association to furnish a status letter (statement of unpaid assessments) to a unit owner, the owner's designee, or a lender on written request, and makes that statement binding on the association once issued. The statute sets a delivery deadline and a consequence for missing it, loss of the association's lien rights for amounts the statement should have covered.

    Official text

  • C.R.S. 38-33.3-317 (Association records)

    Gives unit owners and their authorized representatives, including those assembling resale or refinance document packages, the right to inspect and copy association records such as financial statements, minutes, and governing documents. The statute sets a reasonable-cost standard for copying fees, a response deadline, and a penalty if the association fails to comply.

    Official text
Read C.R.S. 38-33.3 on the state's site

When a Home Sells in Colorado

Colorado law has the association furnish status letter to the buyer, under C.R.S. 38-33.3-316. The figures below come from the rules Havn applies to every order.

What Colorado calls the resale document
Status Letter
Fee cap
No fixed dollar cap
Delivery deadline
14 days
Buyer's right to cancel
No statutory right tied to this document

The full Colorado resale rules, who pays, and how to order are on the Colorado status letter page. Every state's cap and deadline sit side by side in the fee and deadline table.

Colorado HOA Law Questions

Which law governs condominiums in Colorado?

C.R.S. 38-33 (Condominium Ownership Act) and C.R.S. 38-33.3 (CCIOA). Colorado's original condominium statute, predating the Common Interest Ownership Act, still governing some condominiums created before July 1, 1992 that have not elected coverage under CCIOA.

Which law governs HOAs in Colorado?

C.R.S. 38-33.3 (CCIOA). Colorado's Common Interest Ownership Act, in effect since July 1, 1992, governs the creation and operation of common interest communities statewide, including condominiums, planned communities (homeowners associations), and cooperatives.

Does Colorado cap the fee for a resale certificate?

No. Colorado sets no dollar cap on status letter, so the association or its management company sets the fee within the statute.

How long does a Colorado association have to deliver status letter?

14 days, counted from the request.

Where can I read the Colorado statutes?

Each act on this page links to its official text on the state legislature's site. Havn summarizes the law and links to the source rather than restating it.

Nearby States

Utah HOA laws

Resale fee: no fixed dollar cap · no statutory deadline

New Mexico HOA laws

Resale fee: $300 · 10 business days

Wyoming HOA laws

Resale fee: no fixed dollar cap · no statutory deadline

Kansas HOA laws

Resale fee: no fixed dollar cap · 10 days

Keep Reading

Guides

Templates

  • HOA Annual Meeting Notice TemplateA free HOA annual meeting notice template: date, place, agenda, the election, quorum, and the proxy or ballot enclosed, written to meet the notice window in your bylaws.
  • HOA Violation Notice TemplateA free HOA violation letter template: the rule cited, what was observed and when, the photo, the cure date, what happens next, and how the owner can respond or request a hearing.
  • HOA Dues Increase and Special Assessment Notice TemplateA free HOA letter template for a dues increase or a special assessment: the new amount and when it starts, why, the payment schedule, how to pay, and where to ask questions.
  • HOA Proxy Form TemplateA free HOA proxy form template: the owner, the home, the proxy holder, the meeting, directed instructions on each item, the expiration, and the signature.

Terms to Know

  • Status letterColorado's name for the association's statement of what is owed on a home at sale, furnished under the Colorado Common Interest Ownership Act, with a capped fee.
  • HOA lienThe association's legal claim on a home for unpaid assessments, created by the declaration and, in most states, by statute.
  • Super lienIn roughly twenty states, a slice of the association's assessment lien that takes priority over the first mortgage, usually a set number of months of assessments.
  • QuorumThe minimum number of owners, or share of the votes, that must be present or represented for a meeting to act.
  • Special assessmentA one-time charge beyond the regular assessment, levied to cover a shortfall or a project the budget and the reserves cannot: a roof, a lawsuit, a storm.

In Havn

  • Self-Managed HOAsEverything a volunteer board needs, for a dollar a home a month.
  • AccountingFund accounting, budgets, bank feeds, payables, and owner statements.
  • CommunicationsMeeting notices, violation letters, and dues notices by email, text, and mail, with delivery logged.

Run a Colorado community with the rules built in.

HOA management software with a homeowner portal owners actually use. Resale documents are included; the requester pays for each one.

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